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When it comes to being an adult, being able to effectively handle and understand all the various aspects involved in finance is an essential responsibility. Even though financial literacy is imperative for every American adult, they don't always pick up these skills early on in life. In the past, since adults never learned too much about finance in school, they had to educate themselves on certain financial aspects. That still holds true today, but to even more extremes. In fact, according to a study from the National Endowment for Financial Education, only 24% of millennials have the ability to demonstrate basic financial literacy. Luckily, teachers and educational programs across the country are hoping to change this and inform young students about the importance of financial l...

A new bill has been introduced in Pennsylvania to take steps towards inflicting stricter penalties on repeat DUI offenders. Backed by Republican state senators John Rafferty and Scott Martin, the bill was lobbied for by Pennsylvania Parents Against Impaired Driving (PAPAID). The group started with four or five families, founded by Elaine and Paul Miller, who lost their son after he was killed by a three-time DUI offender. The group has since grown to consist of 25 families, all grieving losses due to drunk driving. Back in April, the bill passed the Senate 45-4. Despite the fact that people drive under the influence over 330,000 times each day in the U.S., Pennsylvania remains one of four states that doesn't see repeat DUI offenses as a felony. Along with Pennsylvania, Maine, Marylan...

Now that June 21 has come and gone, we can finally say it's summer. Unfortunately, those rising temps could also mean rising energy bills. If you've noticed your energy bill slowly start to climb, you're not alone: simple tasks we perform every day might be draining our bank accounts. Not to fear: there are ways to save some money without sacrificing your comfort. 1. Close your windows Did you know you can lose nearly 40% of heat through inefficient windows and doors? The same principle can be applied to your air conditioning. While keeping your windows closed during the summer seems like a cardinal sin, it's the best way to keep your home cool for your pets and family. Enjoy the summer breeze on cooler days instead. Promote your home's efficiency by installing new, double pane glass windo...

By 2030, six out of 10 Baby Boomers will be managing a chronic condition. This makes it more important than ever to stay healthy as you age. Summer is the perfect time to start a fresh diet or exercise routine, and understanding the right choices for your health is the best way to prevent some of the most common illnesses. Here are just a few health-boosting foods that all seniors should add to their diet this summer. Honey Americans consume about 1.3 pounds of honey per person per year, but it's much more than a sweet and delicious treat -- it can actually enhance memory retention for seniors. Honey can be enjoyed in virtually countless ways, but one of the simplest ways to enjoy it is simply to add it to some hot tea. Memory loss is one of the most common signs of aging in humans, but ad...

If you're thinking about putting your home on the market, then you should be thinking about improvements you can make to increase the value of your home. One of the biggest things that buyers care about in the home is the flooring. Today, I want to discuss two of the most common options, at opposite ends of the flooring affordability spectrum: hardwood floors or carpets. If you're wondering which is better in terms of resale value and ROI, here is a basic comparison between the two. Maintenance Carpets need to be vacuumed on a regular basis, and you really need to get them steamed about twice a year to keep them in good shape. Carpets can get stained pretty easily, so regular upkeep is essential. Unfortunately, they can also absorb odors like a sponge. Hardwood floors are much easier ...

People go into marriages intending to be with their significant other forever. But that’s not always how things work out. Sometimes marriages fail, but that doesn't mean all hope is lost for every couple. There are some major warning signs that your love might be fizzling out, and here's how to know what they are and what you can do about it. You're Fighting Dirty (Or Bottling it Up) The occasional spat is to be expected. But Brides says refusing to fight or fighting unfairly is a sign of trouble. The magazine says couples who simply sweep their issues under the rug aren’t doing anything positive for their relationship. If you’re feeling unsafe or uncomfortable discussing hard issues with your partner, you might only have a superficial connection. It’s healthy to disagree about different...